Least Expensive 2013 Vehicles To Insure

Discover which vehicles offer the most affordable insurance premiums.

When you're enticed by a new car, it's easy to overlook practical costs such as insurance premiums.  However, depending on the vehicle, these costs could add significantly to what you spend.

For the 2013 model year, SUVs have edged out minivans as low-premium leaders.  Because more families are choosing SUVs and crossovers for their around-town rides, safer and more experienced drivers are often behind the wheel of these vehicles.  Add safety and technology advancements, and SUVs have become a good bet for insurance companies.

If you're looking to purchase, the table below shows the 2013 models getting high marks for low insurance premiums.

Of course, the least expensive vehicles for you to insure will depend on your driving record and other personal information.  The best way to find out what you'll pay is to contact us for a quote before you buy.

Rank	Make & model	Cyl.	Avg. annual premium
1	Ford Edge SE	4	$     1,128
2	Jeep Grand Cherokee Laredo	6	$     1,148
3	Subaru Outback 2.5i Premium	4	$     1,150
4	Kia Sportage	4	$     1,157
5	Jeep Patriot Sport	4	$     1,160
6	Chevrolet Express 1500	8	$     1,171
7	Subaru Outback 3.6R	6	$     1,180
8	Hyundai Tucson GLS	4	$     1,189
9	Ford Explorer	6	$     1,197
10	Hyundai Tucson GL	4	$     1,204
11	Dodge Grand Caravan SXT	6	$     1,206
12	Ford Transit Connect XLT Premium	4	$     1,210
13	Chevrolet Equinox 1LT	4	$     1,210
14	Honda Odyssey EX-L	6	$     1,217
15	Jeep Compass Sport	4	$     1,217
16	Kia Sorento LX (2 WD)	6	$     1,222
17	Nissan Pathfinder S	6	$     1,224
18	Chevrolet Equinox 2LT	6	$     1,235
19	Honda Fit	4	$     1,235
20	Kia Sorento LX (4 WD)	4	$     1,237

Source - Insure.com. - commissioned Quadrant Information Services to provide average auto insurance rates for 2013 models. Averages were calculated using data from six large carriers in 10 ZIP codes per state. Not all models were available, especially exotic cars.

Averages are based on insurance for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage. Average rates are for comparative purposes. Your own rate will depend on personal factors.