Rental Company coverage can be extremely expensive and you certainly don't want to buy duplicate coverage. But, not all personal automobile policies extend coverage to rental cars. It is a good idea to know your coverage before you have to rent. Some policies, for instance, only cover a rental car you are using while yours is being repaired. Ask your agent or insurer for the details of your policy, and be sure you understand the limitations.
If you pay for a rental with a credit card, check those limitations and conditions carefully as they can vary widely. Most are good for a limited time and accidents must be reported within that time. If you wait until you get home to report damage, you may lose out.
If you pay for a rental with a credit card, check those limitations and conditions carefully as they can vary widely. Most are good for a limited time and accidents must be reported within that time. If you wait until you get home to report damage, you may lose out.
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